The Best Travel Credit Cards to Use
Traveling can be a life-changing experience, but it often comes with hefty expenses. Whether it’s flights, hotels, or meals, the costs add up quickly. Thankfully, using the best travel credit cards can help alleviate some of that financial burden, offering rewards, perks, and cash back that make travel more affordable. These cards are designed with travelers in mind, offering lucrative card benefits travelers will find invaluable.
Why Choose a Travel Credit Card?
For those who travel frequently, travel-friendly payment options are essential. Not only do these cards offer convenience, but they also provide significant advantages. From earning best points rewards on purchases to gaining access to exclusive airport lounges, travel credit cards come with perks that traditional cards simply can’t match. They allow you to earn points and miles that can be redeemed for free flights, hotel stays, and other travel-related expenses, making every trip more affordable.
However, not all travel cards are created equal. With so many options available, finding the right one can be overwhelming. To help narrow down the field, let’s take a look at some of the top travel credit cards currently available.
1. Chase Sapphire Preferred® Card
Widely regarded as one of the top travel credit cards, the Chase Sapphire Preferred® Card is a favorite among frequent flyers. This card offers generous sign-up bonuses, earning you 60,000 points if you spend $4,000 in the first three months. That’s enough for at least $750 in travel rewards when redeemed through Chase Ultimate Rewards.
One of the key features of this card is its robust earning potential. You’ll earn 2x points on travel and dining purchases, making it an excellent choice for those who like to dine out or frequently hit the road. These points can be transferred to a variety of travel partners, including airlines and hotel chains, making your rewards more flexible.
2. The Platinum Card® from American Express
If luxury and premium perks are at the top of your travel list, the Platinum Card® from American Express may be the perfect fit. This card offers some of the best points rewards in the industry, allowing you to earn 5x points on flights booked directly with airlines or through American Express Travel, as well as on prepaid hotels booked through Amex Travel.
In addition to the points, cardholders enjoy a suite of travel benefits. These include access to over 1,200 airport lounges worldwide, a $200 annual airline fee credit, and concierge service to assist with travel bookings and arrangements. For those who enjoy traveling in style, this card is one of the best options available.
3. Capital One Venture Rewards Credit Card
For those who prefer simplicity, the Capital One Venture Rewards Credit Card is an excellent choice. This card offers 2x miles on every purchase, with no need to categorize your spending. Whether you’re buying coffee or booking a flight, you’ll earn miles that can be redeemed for travel expenses.
This card’s flat-rate structure makes it one of the most versatile travel credit cards available. Additionally, new cardholders can earn 60,000 miles after spending $3,000 in the first three months, which is worth $600 in travel purchases. It also provides up to a $100 credit for Global Entry or TSA PreCheck, making it an ideal choice for frequent international travelers.
4. Citi Premier® Card
For travelers who are looking for a well-rounded card that offers card benefits travelers can truly appreciate, the Citi Premier® Card is a standout option. This card allows you to earn 3x points on air travel, hotels, and restaurants, making it perfect for those who want to earn rewards in a variety of categories.
New cardholders can earn 60,000 points after spending $4,000 in the first three months, which can be redeemed for $750 in travel expenses. The Citi Premier® Card also offers a range of travel protections, including trip cancellation and delay protection, making it a smart choice for peace of mind while traveling.
5. Marriott Bonvoy Boundless® Credit Card
For those who prefer hotel stays over flights, the Marriott Bonvoy Boundless® Credit Card offers one of the best points rewards for hotel accommodations. Cardholders can earn 6x points on purchases at Marriott Bonvoy hotels, 2x points on other travel purchases, and 1x point on everything else.
In addition to earning rewards, cardholders receive a free night award every year after their account anniversary, which can be redeemed for a stay at any participating Marriott hotel. Plus, the card offers automatic Silver Elite status, which grants benefits like late checkout and room upgrades. This card is perfect for anyone who frequents Marriott properties during their travels.
6. Bank of America® Travel Rewards Credit Card
For travelers who want to earn rewards without an annual fee, the Bank of America® Travel Rewards Credit Card is a fantastic option. This card allows you to earn an unlimited 1.5x points on every purchase, with no restrictions on categories or limits on how much you can earn. Additionally, new cardholders can earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days, which is equivalent to $250 in travel statement credits.
This card is also a great option for those who want a no-hassle travel experience. It offers zero percent intro APR for the first 12 billing cycles, allowing you to finance large travel purchases without worrying about high interest rates.
7. Wells Fargo Propel American Express® Card
The Wells Fargo Propel American Express® Card stands out for offering 3x points on a wide range of travel and dining purchases, including flights, hotels, car rentals, and restaurants. Cardholders also earn 1x point on all other purchases, making it a great option for those who want to maximize their earnings across the board.
In addition to earning rewards, cardholders enjoy a range of benefits like cell phone protection and no foreign transaction fees. It also offers a generous sign-up bonus: 20,000 points if you spend $1,000 in the first three months, which can be redeemed for $200 in travel rewards.
Choosing the Right Card for You
When selecting a travel credit card, it’s important to consider your own travel habits and goals. Some people prefer cards that offer the highest best points rewards, while others may prioritize cards that offer more flexible redemption options or exclusive perks. The key is to match your spending habits with the card that will provide the most value.
Whether you’re a frequent flyer or just embarking on a travel adventure, there’s a top travel credit card for everyone. These cards offer valuable card benefits travelers can take advantage of, from generous rewards points to travel protections and airport lounge access. With the right card, your travel experience can become even more rewarding.
